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====== Appendix A: Acronyms ======
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^ Acronym  ^ Expansion  ^
| ACH       | Automated Clearing House |
| AI        | Artificial Intelligence |
| AMF       | Autorité des marchés financiers |
| AML       | Anti-Money Laundering |
| API       | Application Programming Interface |
| BaFin     | Federal Financial Supervisory Authority |
| BoE       | Bank of England |
| CAFRA     | Civil Asset Forfeiture Reform Act |
| CBDC      | [[cbdc:public:cbdc_omg:8_append:20_glossary:cbdc| Central Bank Digital Currency]] |
| CBRC      | China Banking Regulatory Commission |
| CCCRA     | California Consumer Credit Reporting Agencies Act |
| CFPB      | Consumer Financial Protection Bureau |
| CFTC      | Commodity Futures Trading Commission |
| CHIP      | Children's Health Insurance Program |
| CIRC      | China Insurance Regulatory Commission |
| CSRC      | China Securities Regulatory Commission |
| DEA       | Drug Enforcement Administration |
| DHS       | Department of Homeland Security |
| DIDO      | Distributed Immutable Data Object | 
| DPPA      | Driver's Privacy Protection Act of 1994 |
| DoJ       | U.S. Department of Justice |\
| EU        | European Union |
| FACTA     | Fair and Accurate Credit Transactions Act |
| FAR       | Federal Acquisition Regulation |
| FATF      | Financial Action Task Force |
| FBI       | Federal Bureau of Investigation |
| FCA       | Financial Conduct Authority |
| FCPA      | Foreign Corrupt Practices Act |
| FCRA      | Fair Credit Reporting Act |
| FDCPA     | Fair Debt Collection Practices Act |
| FDIC      | Federal Deposit Insurance Corporation |
| FEMA      | Federal Emergency Management Agency |
| FINMA     | Swiss Financial Market Supervisory Authority |
| FINRA     | Financial Industry Regulatory Authority |
| FSA       | UK Financial Services Agency |
| GDPR      | General Data Protection Regulation |
| GLBA      | Gramm-Leach-Bliley Act |
| GSC       | Global StableCoin |
| IBBI      | Insolvency and Bankruptcy Board of India |
| IRDAI     | Insurance Regulatory and Development Authority of India |
| IRS       | Internal Revenue Service |
| KYC       | Know Your Customer |
| MAS       | Monetary Authority of Singapore |
| MBSE      | Model-Based Systems Engineering |
| MCLA      | Money Laundering Control Act of 1986 |
| MiFID II  | Markets in Financial Instruments Directive II |
| NAIC      | National Association of Insurance Commissioners |
| NIST      | National Institute of Standards and Technology |
| NCUA      | National Credit Union Administration |
| NOAA      | National Oceanic and Atmospheric Administration |
| OCC       | Office of the Comptroller of the Currency |
| OMG       | Object Management Group |
| OTA       | Other Transaction Authority |
| P&P       | Policies and Procedures |
| PFRDA     | Pension Fund Regulatory and Development Authority |
| PRA       | UK Prudential Regulation Authority |
| PWG       | President’s Working Group on Financial Markets |
| RA        | Reference Architecture | 
| RBI       | Reserve Bank of India |
| RFPA      | Right to Financial Privacy Act of 1978 |
| RI        | Reference Implementation |
| RICO      | Racketeer Influenced and Corrupt Organizations Act of 1970 |
| RDT&E     | Research Development Test & Evaluation |
| RTP       | [[cbdc:public:cbdc_omg:8_append:20_glossary:rtp| Real-Time Payments]] |
| SBIR      | Small Business Innovation Research |
| SDO       | Standards Development Organization |
| SEBI      | Securities and Exchange Board of India |
| SEC       | U.S. Securities and Exchange Commission |
| SIG       | Special Interest Group |
| SMS       | Short Message Service |
| STTR      | Small Business Technology Transfer |
| SUA       | Specified Unlawful Activity |
| TANF      | Temporary Assistance for Needy Families |
| TODO      | Talk Openly Develop Openly |
| TVPA      | Trafficking Victims Protection Act |
| TVPRA     | Trafficking Victims Protection Reauthorization Act |
| UAF       | Unified Architecture Framework |
| UK        | United Kingdom |
| UNDP      | United Nations Development Programme |
| UNODC     | United Nations Office on Drugs and Crime |
| VPPA      | Video Privacy Protection Act |
| VSCB      | Voluntary Standards Consensus Body |

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