Return to Existing System

The following issues are associated with the existing Identity workflow:

1. In every activity where Nancy needs to interact with Technology there is a chance of becoming a victim of Phishing, Malicious Software (Malware) attacks on her electronic devices, or a victim of a Security Breach or Data Breach on any of the servers storing her data.
2. There is a chance of Physical Security breaches from pickpockets, muggers, or prying eyes.
3. As she is traveling, she needs to be far more cognizant of the situation around here and adopt a more enhance personal CyberSecurity Culture (CSC).
4. Identities used before and after the trip have long lifespans and can expose Nancy to Identity Theft.
5. With the advent of Multifactor Authentication (MFA) that uses Location Factor and Time Factor there is an increased risk of not being able to gain access to her on-line resource, especially when those resources require the use of:

   1. One-Time PIN (OTP) that are generally sent to a mobile device
   2. Smart Cards found on credit cards, debt cards or employer id cards
   3. Subscriber Identity Module (SIM) card installed on her phone