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• f. Contents
• 2.0 Methodology
• 3.0 White Paper Analysis
• 4.1 Stakeholders
• 4.2.1 Digital Cash Model
• 4.2.2 Digital Account Model
• 4.3 Stablecoins
• 4.4 National Privacy Considerations
• 4.5 National Security Considerations
• 4.6.1 Data Residency
• 4.6 International Considerations
• 4.7 Dual Payment Networks
• sub-Q2: Policies
• Question: 02. Could some or all of the potential benefits of a CBDC be better achieved in a different way?
• Question: 03. Could a CBDC affect financial inclusion? Would the net effect be positive or negative for inclusion?
• Question: 04. How might a U.S. CBDC affect the Federal Reserve’s ability to effectively implement monetary policy in the pursuit of its maximum-employment and price-stability goals?
• Question: 05. How could a CBDC affect financial stability? Would the net effect be positive or negative for stability?
• Question: 06. Could a CBDC adversely affect the financial sector? How might a CBDC affect the financial sector differently from stablecoins or other nonbank money?
• Question: 10. How should decisions by other large economy nations to issue CBDCs influence the decision whether the United States should do so?
• 1. Risk of a Software Crisis
• 8. Risk of competing Currency Models for the CBDC
• 2. What operational or cyber risks might be unavoidable?
• Question: 14. Should a CBDC be legal tender?
• Question: 15. Should a CBDC pay interest? If so, why and how? If not, why not?
• Question: 16. Should the amount of CBDC held by a single end user be subject to quantity limits?
• Question: 18. Should a CBDC have “offline” capabilities? If so, how might that be achieved?
• Question: 19. Should a CBDC be designed to maximize ease of use and acceptance at the point of sale? If so, how?
• Question: 20. How could a CBDC be designed to achieve transferability across multiple payment platforms? Would new technology or technical standards be needed?
• Question: 22. Are there additional design principles that should be considered? Are there tradeoffs around any of the identified design principles, especially in trying to achieve the potential benefits of a CBDC?
• 6.02 Move from Desirements to Requirements
• 6.08 Instill Confidence in the CBDC
• II. Main Document
• V. Administrivia
• OMG's CBDC Working Group's Response to Federal Reserve Discussion Paper